ALL YOUR #REGTECH IN ONE PLACE

Sphonic is the new standard for managing regulatory requirements and digital risk in real time. Our regulatory compliance technology allows you to simplify complex technical and operational challenges such as client onboarding and new customer growth, KYC requirements, AML, fraud & risk prevention and detection—enabling rapid business growth.

ALL YOUR #REGTECH IN ONE PLACE

Sphonic is the new standard for managing regulatory requirements and digital risk in real time. Our regulatory compliance technology allows you to simplify complex technical and operational challenges such as client onboarding and new customer growth, KYC requirements, AML, fraud & risk prevention and detection—enabling rapid business growth.

“We chose Sphonic due to the breadth of access to innovations through its platform”

TAKE CONTROL OF YOUR COMPLIANCE PROCESS

Stringent regulatory obligations, record fines, false positives and new customer growth targets—your challenges are immense. We developed the Sphonic platform to help you manage regulatory challenges in the evolving digital economy with innovative technology and industry expertise. Whether you are a challenger start-up, high-growth FinTech or global multi-national Sphonic provides regulated institutions of any size a powerful compliance & risk platform to quickly and securely onboard new genuine customers inline with changing regulations, manage ongoing AML and Fraud & Risk trends and to truly know your customers throughout their lifetime.

TAKE CONTROL OF YOUR COMPLIANCE PROCESS

Stringent regulatory obligations, record fines, false positives and new customer growth targets—your challenges are immense. We developed the Sphonic platform to help you manage regulatory challenges in the evolving digital economy with innovative technology and industry expertise. Whether you are a challenger start-up, high-growth FinTech or global multi-national Sphonic provides regulated institutions of any size a powerful compliance & risk platform to quickly and securely onboard new genuine customers inline with changing regulations, manage ongoing AML and Fraud & Risk trends and to truly know your customers throughout their lifetime.

Serious tech for your compliance requirements

SINGLE API TO 75+ 3RD PARTY VENDORS

Access the Sphonic Data Marketplace and collect relevant, appropriate data to make real time compliance decisions.

REDUCE DEVELOPMENT TIME & COST

Focus your tech spend and budgets on development and meet delivery dates.

API VERSION CONTROL AND SCHEMA UPGRADES MANAGEMENT

Stay up to date with changes without scheduling including time and costs incurred.

ACCESS SUBJECT MATTER KNOWLEDGE OF ALL DATA POINTS

Apply context to data and ensure only appropriate data is used in decisioning providing Contextual authentication.

MANAGE TIMEOUTS & INCOMPLETE DATA

Maintain quality decisioning by offering your teams a complete digital picture.

GROW YOUR BUSINESS

Complex and continually changing compliance and risk obligations demand serious technology. Sphonic’s solutions are built to simplify complexity across a range of regulated sectors.

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THE BENEFITS OF USING SPHONIC

Deploy advanced technology and industry expertise in Fraud, Risk Management, Compliance and Vendor Data Modelling and focus your tech teams on business growth.

Increase operational efficiency and reduce manual checks with the ability to instantly identify risks or breaches of policy and act using the Sphonic Case Management System.

Consolidate, contextualise & harmonise disparate customer and counterparty data sets to build a customer’s relevant and accurate real time digital picture.

Onboard new customers inline with PSD2 and the 4th Anti-Money Laundering Directive by accessing and using only appropriate data required for decisioning following the principle of economy of data.

Achieve maximum flexibility and global scale through a completely agnostic gateway, 75+ data vendor integrations and a single API, without 3rd party vendor contractual commitments.

Quickly and securely break down information silos and compare historical data across your team, aiding collaborative decision making in fraud prevention and money laundering analysis.

THE BENEFITS OF USING SPHONIC

Deploy advanced technology and industry expertise in Fraud, Risk Management, Compliance and Vendor Data Modelling and focus your tech teams on business growth.

Increase operational efficiency and reduce manual checks with the ability to instantly identify risks or breaches of policy and act using the Sphonic Case Management System.

Onboard new customers inline with PSD2 and the 4th Anti-Money Laundering Directive by accessing and using only appropriate data required for decisioning following the principle of economy of data.

Consolidate, contextualise & harmonise disparate customer and counterparty data sets to build a customer’s relevant and accurate real time digital picture.

Achieve maximum flexibility and global scale through a completely agnostic gateway, 75+ data vendor integrations and a single API, without 3rd party vendor contractual commitments.

Quickly and securely break down information silos and compare historical data across your team, aiding collaborative decision making in fraud prevention and money laundering analysis.

Built for innovation

Many regulated institutions struggle to keep up with innovation because valuable tech and ops resources are diverted to support manual tasks instead focusing on business growth. Building workflow processes to accurately respond to regulatory obligations, investing in technology and acquiring industry subject matter expertise puts an enormous headwind against advancement. Sphonic was created to deliver innovative compliance technology and industry expertise in order to streamline mission-critical processes such as AML, KYC, risk & fraud freeing you to focus on the things that grow your revenue.

Built for innovation

Many regulated institutions struggle to keep up with innovation because valuable tech and ops resources are diverted to support manual tasks instead focusing on business growth. Building workflow processes to accurately respond to regulatory obligations, investing in technology and acquiring industry subject matter expertise puts an enormous headwind against advancement. Sphonic was created to deliver innovative compliance technology and industry expertise in order to streamline mission-critical processes such as AML, KYC, risk & fraud freeing you to focus on the things that grow your revenue.

WHAT THEY’RE SAYING

“The fraud system built with Sphonic has allowed us to introduce more robust controls globally with the added benefit that they can scale with us and keep up with the ever-changing fraud landscape. Their consultative approach and genuine expertise have proved to be a real asset.”   – Phil Rivers, VP Operations at Funding Circle
“Sphonic has proved to be a strong business partner and one that is always willing to go above and beyond. In particular, their excellent subject matter expertise and strategic guidance ensures Paysafe is always able to find innovative solutions, and adjust our implementation as and when needed, in order to achieve the best possible outcomes. We work very well together.”   – Giacomo Austin, Head of Compliance Strategy & Advisory at Paysafe Group
“Zopa’s growth journey continues to embrace the benefits of digital channels, enabling fast and effective access to our products. As well as diversifying our products, along with the move to real-time approval processes, we recognise the potential threats in the fast-moving digital environment. We chose Sphonic due to the breadth of access to innovations through its platform, as well as the flexibility to modify and adapt the service with minimal effort. We also recognise the collaborative approach with Sphonic’s technology and look forward to a long-term working relationship supporting our risk management needs into the future.”   – Jaidev Janardana, CEO of Zopa
“To meet the needs of ongoing regulatory changes and our growing, diverse client-base, a multi-faceted approach to manage risk was required — and as such flexibility and access to multiple technologies were key to selecting Sphonic. SafeCharge continues to stay a step ahead in the digital KYC and fraud prevention space by embedding Sphonic’s technology into our Payments Platform, enabling us to provide comprehensive payments, anti-fraud and compliance services via a single integration”   – David Avgi, CEO of SafeCharge

WHAT THEY’RE SAYING

“The fraud system built with Sphonic has allowed us to introduce more robust controls globally with the added benefit that they can scale with us and keep up with the ever-changing fraud landscape. Their consultative approach and genuine expertise have proved to be a real asset.”   – Phil Rivers, VP Operations at Funding Circle
“Sphonic has proved to be a strong business partner and one that is always willing to go above and beyond. In particular, their excellent subject matter expertise and strategic guidance ensures Paysafe is always able to find innovative solutions, and adjust our implementation as and when needed, in order to achieve the best possible outcomes. We work very well together.”   – Giacomo Austin, Head of Compliance Strategy & Advisory at Paysafe Group
“Zopa’s growth journey continues to embrace the benefits of digital channels, enabling fast and effective access to our products. As well as diversifying our products, along with the move to real-time approval processes, we recognise the potential threats in the fast-moving digital environment. We chose Sphonic due to the breadth of access to innovations through its platform, as well as the flexibility to modify and adapt the service with minimal effort. We also recognise the collaborative approach with Sphonic’s technology and look forward to a long-term working relationship supporting our risk management needs into the future.”   – Jaidev Janardana, CEO of Zopa
“To meet the needs of ongoing regulatory changes and our growing, diverse client-base, a multi-faceted approach to manage risk was required — and as such flexibility and access to multiple technologies were key to selecting Sphonic. SafeCharge continues to stay a step ahead in the digital KYC and fraud prevention space by embedding Sphonic’s technology into our Payments Platform, enabling us to provide comprehensive payments, anti-fraud and compliance services via a single integration”   – David Avgi, CEO of SafeCharge

CONTACT US

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