All Your #REGTECH in one place

Sphonic’s regulatory compliance technology empowers fraud and risk teams to manage requirements and digital risk in real time. Oversee client onboarding, KYC requirements, AML, fraud & risk prevention and detection — and enable rapid business growth on one platform.

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ALL YOUR #REGTECH IN ONE PLACE

Sphonic’s regulatory compliance technology empowers fraud and risk teams to manage requirements and digital risk in real time. Oversee client onboarding, KYC requirements, AML, fraud & risk prevention and detection — and enable rapid business growth on one platform.

“We chose Sphonic due to the breadth of access to innovations through its platform”

TAKE CONTROL OF YOUR COMPLIANCE PROCESS

Stringent regulatory obligations, record fines, false positives and new customer growth targets — your challenges are immense. The Sphonic platform allows you to manage regulatory challenges in the evolving digital economy with innovative technology and industry expertise.

Whether you are a challenger start-up, high-growth FinTech or global multi-national Sphonic provides regulated businesses a powerful compliance & risk platform to quickly and securely onboard new genuine customers inline with changing regulations, manage ongoing AML and Fraud & Risk trends and to truly know your customers throughout their lifetime.

TAKE CONTROL OF YOUR COMPLIANCE PROCESS

Stringent regulatory obligations, record fines, false positives and new customer growth targets — your challenges are immense. The Sphonic platform allows you to manage regulatory challenges in the evolving digital economy with innovative technology and industry expertise.

Whether you are a challenger start-up, high-growth FinTech or global multi-national Sphonic provides regulated businesses a powerful compliance & risk platform to quickly and securely onboard new genuine customers inline with changing regulations, manage ongoing AML and Fraud & Risk trends and to truly know your customers throughout their lifetime.

Serious tech for your compliance requirements

SINGLE API TO 80+ 3RD PARTY VENDORS

Access the Sphonic Data Marketplace and collect relevant, appropriate data to make real-time compliance decisions.

REDUCE DEVELOPMENT TIME & COST

Focus your tech spend and budgets on development and meet delivery dates.

API VERSION CONTROL AND SCHEMA UPGRADES MANAGEMENT

Stay up to date with changes without the need to schedule resource, time, and incurring costs.

ACCESS SUBJECT MATTER KNOWLEDGE OF ALL DATA POINTS

Apply context to data and ensure only appropriate data is used in decisioning with contextual authentication.

MANAGE TIMEOUTS & INCOMPLETE DATA

Maintain quality decisioning by offering your teams a complete digital picture.

Single API to 80+ 3rd-party vendors

Access the Sphonic Data Marketplace and collect relevant, appropriate data to make real-time compliance decisions.

Reduce Development time & cost

Focus your tech spend and budgets on development and meet delivery dates. 

API version control and schema upgrades management

Stay up to date with changes without the need to schedule resource, time, and incurring costs.

Access subject matter knowledge of all data points

Apply context to data and ensure only appropriate data is used in decisioning with contextual authentication.

Manage timeouts & incomplete data

Maintain quality decisioning by offering your teams a complete digital picture.

GROW YOUR BUSINESS

Compliance and risk obligations demand serious technology. Sphonic simplifies complexity across a range of regulated sectors.

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DESIGN YOUR TECHNICAL ROADMAP
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Built for innovation

 

Many regulated institutions struggle to keep up with innovation because valuable tech and ops resources are diverted to support manual tasks instead of focusing on business growth.

Building workflow processes to accurately respond to regulatory obligations, investing in technology and acquiring industry subject matter expertise puts an enormous headwind against advancement.

Sphonic’s Workflow Manager is designed to deliver innovative compliance technology and industry expertise in order to streamline mission-critical processes such as AML, KYC, risk & fraud freeing you to focus on the projects that grow your revenue.

Built for innovation

 

Many regulated institutions struggle to keep up with innovation because valuable tech and ops resources are diverted to support manual tasks instead of focusing on business growth.

Building workflow processes to accurately respond to regulatory obligations, investing in technology and acquiring industry subject matter expertise puts an enormous headwind against advancement.

Sphonic’s Workflow Manager is designed to deliver innovative compliance technology and industry expertise in order to streamline mission-critical processes such as AML, KYC, risk & fraud freeing you to focus on the projects that grow your revenue.

WHAT THEY’RE SAYING

“The fraud system built with Sphonic has allowed us to introduce more robust controls globally with the added benefit that they can scale with us and keep up with the ever-changing fraud landscape. Their consultative approach and genuine expertise have proved to be a real asset.”   – Phil Rivers, VP Operations at Funding Circle
“Sphonic has proved to be a strong business partner and one that is always willing to go above and beyond. In particular, their excellent subject matter expertise and strategic guidance ensures Paysafe is always able to find innovative solutions, and adjust our implementation as and when needed, in order to achieve the best possible outcomes. We work very well together.”   – Giacomo Austin, Head of Compliance Strategy & Advisory at Paysafe Group
“Zopa’s growth journey continues to embrace the benefits of digital channels, enabling fast and effective access to our products. As well as diversifying our products, along with the move to real-time approval processes, we recognise the potential threats in the fast-moving digital environment. We chose Sphonic due to the breadth of access to innovations through its platform, as well as the flexibility to modify and adapt the service with minimal effort. We also recognise the collaborative approach with Sphonic’s technology and look forward to a long-term working relationship supporting our risk management needs into the future.”   – Jaidev Janardana, CEO of Zopa
“To meet the needs of ongoing regulatory changes and our growing, diverse client-base, a multi-faceted approach to manage risk was required — and as such flexibility and access to multiple technologies were key to selecting Sphonic. SafeCharge continues to stay a step ahead in the digital KYC and fraud prevention space by embedding Sphonic’s technology into our Payments Platform, enabling us to provide comprehensive payments, anti-fraud and compliance services via a single integration”   – David Avgi, CEO of SafeCharge

“We are delighted to be working with the team at Sphonic with their expertise in the digital risk management environment. They’ve allowed us to access market-leading innovation through their platform and through collaborative customisation we can embed this within our existing customer acquisition and risk management strategies. As NewDay continues to grow its digital presence we are particularly impressed by Sphonic’s agility and breadth of capability, which will ensure we work closely together over the coming years.”– Danny Clark, Head of Fraud Strategy at NewDay

WHAT THEY’RE SAYING

“Zopa’s growth journey continues to embrace the benefits of digital channels, enabling fast and effective access to our products. As well as diversifying our products, along with the move to real-time approval processes, we recognise the potential threats in the fast-moving digital environment. We chose Sphonic due to the breadth of access to innovations through its platform, as well as the flexibility to modify and adapt the service with minimal effort. We also recognise the collaborative approach with Sphonic’s technology and look forward to a long-term working relationship supporting our risk management needs into the future.”   – Jaidev Janardana, CEO of Zopa
“The fraud system built with Sphonic has allowed us to introduce more robust controls globally with the added benefit that they can scale with us and keep up with the ever-changing fraud landscape. Their consultative approach and genuine expertise have proved to be a real asset.”   – Phil Rivers, VP Operations at Funding Circle
“Sphonic has proved to be a strong business partner and one that is always willing to go above and beyond. In particular, their excellent subject matter expertise and strategic guidance ensures Paysafe is always able to find innovative solutions, and adjust our implementation as and when needed, in order to achieve the best possible outcomes. We work very well together.”   – Giacomo Austin, Head of Compliance Strategy & Advisory at Paysafe Group
“To meet the needs of ongoing regulatory changes and our growing, diverse client-base, a multi-faceted approach to manage risk was required — and as such flexibility and access to multiple technologies were key to selecting Sphonic. SafeCharge continues to stay a step ahead in the digital KYC and fraud prevention space by embedding Sphonic’s technology into our Payments Platform, enabling us to provide comprehensive payments, anti-fraud and compliance services via a single integration”   – David Avgi, CEO of SafeCharge

“We are delighted to be working with the team at Sphonic with their expertise in the digital risk management environment. They’ve allowed us to access market-leading innovation through their platform and through collaborative customisation we can embed this within our existing customer acquisition and risk management strategies. As NewDay continues to grow its digital presence we are particularly impressed by Sphonic’s agility and breadth of capability, which will ensure we work closely together over the coming years.”  – Danny Clark, Head of Fraud Strategy at NewDay