Identity, Fraud & AML Orchestration
Onboard & monitor genuine customers with fraud & risk automation technology built for the digital economy
Market Guide for Identity Proofing and Affirmation 2020
“We chose Sphonic due to the breadth of access to innovations through its platform”
Reach more. Trust more. Transact more.
Create great customer experiences without compromising on compliance. Combat fraud and boost conversion with regulatory compliance technology that enables you to monitor client onboarding, KYC requirements, AML, fraud & risk prevention and detection in real-time, and all on one platform.
Get on with business, with confidence.
Gain the team and tech
that keeps you on top of stringent regulatory obligations and changes.
Bespoke solutions with a genuine customer-centric approach
Our Workflow Manager helps you to build a complete digital picture of each customer and fast-track customer onboarding in a matter of seconds, not days.
Through our two-stage design process, you gain bespoke workflows that are customised to fit your unique business needs. It’s more powerful because it’s more relevant. Through a single API, you gain access to robust onboarding and transaction monitoring processes including, KYC/KYB, AML, PEPs/Sanctions, and Fraud and Risk checks.
Make the best decisions with the right data at your fingertips
Spot trends and eliminate threats with a single, easy-to-use, interface. Our Case Management System is the best way to visualise trends, anti-fraud data, risk management, and AML processes. It’s the visual console of the Workflow Manager and the control centre for your fraud and risk teams.
Track high-risk activity, high value variance, first transactions and recipients, PEP clients, and more within a single console.
Stay ahead with datathat fits your needs.
One API. Serious tech.
Single API to 80+ 3rd party vendors
Access the Sphonic Data Marketplace and collect relevant, appropriate data to make real-time compliance decisions.
Reduce development time & cost
Focus your tech spend and budgets on development and meet delivery dates.
API version control & schema upgrades management
Stay up to date with changes without the need to schedule resource, time, and incurring costs.
Access subject matter knowledge of all data points
Apply context to data and ensure only appropriate data is used in decisioning with contextual authentication.
Manage timeouts & incomplete data
Maintain quality decisioning by offering your teams a complete digital picture.
Need something that worksfor your startup?
Discover an out-the-box solution for customer onboarding, designed specifically for startups that need to get up and running quickly and affordably.
Here's what we've done for their businesses.
What can we do for yours?
What can we do for yours?
We are delighted to be working with the team at Sphonic with their expertise in the digital risk management environment. They’ve allowed us to access market-leading innovation through their platform and through collaborative customisation we can embed this within our existing customer acquisition and risk management strategies. As NewDay continues to grow its digital presence we are particularly impressed by Sphonic’s agility and breadth of capability, which will ensure we work closely together over the coming years.
Head of Fraud Strategy at NewDay
Sphonic has proved to be a strong business partner and one that is always willing to go above and beyond. In particular, their excellent subject matter expertise and strategic guidance ensures Paysafe is always able to find innovative solutions, and adjust our implementation as and when needed, in order to achieve the best possible outcomes. We work very well together.
Head of Compliance Strategy & Advisory at Paysafe Group
To meet the needs of ongoing regulatory changes and our growing, diverse client-base, a multi-faceted approach to manage risk was required — and as such flexibility and access to multiple technologies were key to selecting Sphonic. SafeCharge continues to stay a step ahead in the digital KYC and fraud prevention space by embedding Sphonic’s technology into our Payments Platform, enabling us to provide comprehensive payments, anti-fraud and compliance services via a single integration
ex-CEO of SafeCharge
Zopa’s growth journey continues to embrace the benefits of digital channels, enabling fast and effective access to our products. As well as diversifying our products, along with the move to real-time approval processes, we recognise the potential threats in the fast-moving digital environment. We chose Sphonic due to the breadth of access to innovations through its platform, as well as the flexibility to modify and adapt the service with minimal effort. We also recognise the collaborative approach with Sphonic’s technology and look forward to a long-term working relationship supporting our risk management needs into the future.
CEO of Zopa
The fraud system built with Sphonic has allowed us to introduce more robust controls globally with the added benefit that they can scale with us and keep up with the ever-changing fraud landscape. Their consultative approach and genuine expertise have proved to be a real asset.
VP Operations at Funding Circle
Day 2 #Money2020eu Come over to Kiosk D35 & see our supercharged #transactionmonitoring solution for #AML #Fraud #Affordability (For #BNPL, Responsible gambling etc) dovetailing our #KYC #KYB products to profile for #AML #Fraud #Affordability and grab a flyer #Regtech https://t.co/V2al6tpVSYRead More
RT @RitenGohil: Congealed lounge eggs how I’ve missed you first flight for 2 years. Looking forward to a packed few days #money2020eu meeti…Read More
RT @samuelclayton: If you’re at Money20/20 this week, come along to kiosk D35 to learn all about @sphonic’s market-leading #Orchestration t…Read More
Sphonic will be at #Money2020 next week in Amsterdam, if you want to catch up with @RitenGohil @samuelclayton to learn more about our market leading #orchestration tech do drop them a line or visit them at D35 to the solution in action #KYC #KYB #Fraud #AML #TransactionMonitoring https://t.co/IlPReRDLkpRead More
Many thanks great to be working with the team @AlliesCom also as part of the Sphonic #orchestration platform for #AML #KYC #KYB #fraud #fintech #regtechRead More
RT @AlliesCom: We're delighted to share a few new case studies with you - first up are fraud and risk experts @Sphonic who use Postcoder wi…Read More
RT @RitenGohil: This 👇🏽👇🏽👇🏽is exciting stuff, officially registered to support #gaming operators in #NewJersey with our #KYC #AML #Fraud #o…Read More
Sphonic is officially registered with #NewJersey Division for #Gaming Enforcement to operate as a Vendor for the #Casino industry get in touch drop us a line to learn more about our market leading #orchestration tech #KYC #fraud #AML #responsiblegambling #transactionmonitoring https://t.co/SRCUWZ8cxaRead More
RT @RitenGohil: Stripe converging #Identity & #Payments pivotal to connect & engage customers but not sure it places Stripe into Identity S…Read More
RT @delingpole: Awesome to see our $70m partnership between @ComplyAdvantage the amazing team at Goldman Sachs announced in the Financial T…Read More